Negotiation is a skill that involves a lot of confidence and practice. Whether it’s at work, in a friendship, or in a financial matter, the goal is always the same: to reach a solution that benefits both parties. The most common negotiation is in regards to salary, however, there are many other common negotiations you can implement in your life. Negotiating a higher salary or lower monthly rent can save you money while negotiating work from home flexibility or a better job title can make things more convenient or earn you more respect.
If negotiations are so common, why do we feel anxious about approaching them? Only 39% of people will try to negotiate a higher salary. It could be the fear of being told “no” or the mere uncomfortableness of asking. In any situation, you should evaluate the best alternative to a negotiated agreement (BATNA) and determine if the risks outweigh the possible rewards. If the time is right to ask, take the next step to earn what you deserve.
This infographic from Self Lender highlights 11 things you can (and should) negotiate. They include both workplace benefits and monthly expenses to help you ask the right questions and feel confident about what you get in return.
As much as the big city can be great for us to work in and it pretty much has everything we could ever want, sometimes there seems to be something missing which we just can’t put our finger on. Today we are going to take a look at some of the other ways we can make money this year which don’t involve sitting in the same old chair. Today we are looking at the great outdoors and some ways to make money and enjoy fresh air at the same time!
When people think about starting up their own business in the countryside a lot of people think I first about farming. Farming can be a hugely lucrative career and one which gives you the freedom to do whatever you want with your time and land. To get started you can find some Tractors For Sale, get a piece of land and choose a hardy crop to grow. Over time you can expand and this can grow into a wonderful venture for you.
Garden centre
For those of you who have green fingers, one of the great ideas that you can try this year without having to move too far away from the city is opening a garden centre. Garden centres can be great business opportunities because as soon as the spring sun hits everyone will rush to you to plant flowers and seeds for the summer. If you can install a greenhouse in the space you can spend the year growing your own crops and flowers from seed to sell the following year.
Park ranger
For those Of you who want to be able to walk around and stretch your legs all day every day, becoming a park ranger can be a great idea. You can work for a National Trust or foundation and work on many national parks around the area tending to the plants, tackling repairs and also protecting wildlife. It’s the ideal job for someone who loves to be out amongst nature.
Tour guide
If you enjoy being in the city but you simply don’t want to be stuck inside all day every day, you could choose to become a tour guide and you’ll be able to show people from all over the world around your home city and show them those hidden gems that only the locals know about. Have some fun with it and make up your own path and it can be a great way to keep fit, get some fresh air every day all whilst making money in the great outdoors.
Hiking leader
If you are a dab hand up mountains and you often spend your time walking far and wide, why not make this into your job and become a hiking guide? There are loads of people and groups who want to try different hikes but are scared to go alone, and you can be the one who provides them with the guidance they need to hike safely through the ridges and valleys of your favourite national parks.
If you are considering relocating to another country, well variety is the spice of life. Routine becomes monotonous and going to the same places, seeing the same people, and having the same experiences will give anyone bitten by the travel bug some incredibly itchy feet.
But before you give into to those travel cravings and up sticks to another country, there are some important things to consider. Much of the information you need to study up on is readily available online. However, to get an in-depth look at the country you are going to soon call home, talk to locals. Explore local message boards like The Villages, track down people currently living in the country on social media, and reach out to friends of friends to get a vivid picture of what to expect. These are the 5 things you need to find out about before stepping onto the plane.
Budget
Moving abroad is a
costly affair. From buying plane tickets, organizing furniture removals, paying
a deposit on a property, visas, legal fees, and the first month of expenditures
at least should all be budgeted for. You will need to find out how much all
these expenses will set you back and ensure you have enough in the bank to
cover it all. Running out of money abroad is a nerve-racking experience. It is
best to err on the side of caution and save up an emergency fund before you go.
Cultural Differences
To avoid making a
social faux pas on arrival, ensure you are going into the move with a deep
understanding of the culture you are moving into. In some places, living with a
member of the opposite sex without being married can cause social problems, as
can drinking alcohol, and of course, religious holidays. If these cultural
norms clash with your lifestyle, it might be worth reconsidering the move.
Visa Laws
You may need to
secure a visa to work in the country you are moving to. These can sometimes
require you to simply pay a fee, however, there may be more stringent
requirements for some countries. You may need to have a family member living in
the country, or a firm job offer, or a specific skill or qualification. You
will need to research the visa arrangements that your native country’s
government has with that particular country and ensure you meet the requirements.
You can usually find this information from the country’s embassy.
Healthcare
Not all health
systems work the same way.In some countries, there is free healthcare
and simply working in the country is enough to give you access to their health
system. However, in others, you will be responsible for ensuring you have
adequate health insurance to cover any medical procedures or doctor and
hospital visits. You will need to know what system is in place in the country
you are moving to and make the necessary arrangements to prevent any gaps in
your coverage and putting you at risk of hefty medical bills.
Getting Home
Even if you are planning on relocating abroad permanently, presumably, you will wish to return home to see your friends and family periodically and maintain relationships. Research the cost and ease at which you can come home in the event of an emergency. It is best to keep a level of savings that could support a trip home in case you have to leave the country at short notice and to prevent you from becoming stranded without travel funds.
There are many reasons why you might need to
transfer money abroad. Whether it’s for a wedding you’re planning abroad,
buying property overseas, or sending money to a loved one who’s travelling or
studying away from home, it’s important to know about the different payment
methods available.
When you transfer money, the transaction is
subject to variable exchange rates and this will determine how much money is
actually paid into the recipient’s account. This being said, it’s certainly
advisable to shop around for the best rates, commissions and costs.
There’s a range of pros and cons for each
provider. While a bank or building society is arguably the safest way to send
money, the process can be slower and can be subject to higher fees. In
contrast, FX brokers have low fees for large sums of money, but you‘ll need to
be set up with an account to use the service.
To give you a helping hand, Sainsbury’s Bank has created a useful guide,
that walks you through how the process works, the different providers available
and how to choose an option that’s best for you. The guide also offers some
handy security tips to make sure your money arrives safely.
When it comes to Money, Lifestyle and finance, in general, there are lots of financial secrets you may never find in theories, especially in schools- these secrets are financial hacks you must unlock yourself. How will you feel, finding yourself in huge student debt, after spending thousands on college or university and still unable to learn one of the biggest lessons of life? Here are some well-kept secrets to financial success that your schools may never teach you.
Visualizing Your future is a Great Path to Financial Success
Some financial experts have been able to carry out a thorough investigation on how your financial success can become a manifestation, through continuous visualization. When you visualize, you become clear of your goals and begin to see yourself living in the future already. Many business and finance students are under-utilizing thetool of visualization but if you actually want financial growth, see yourself as of now in that very successful position.
When you see yourself in that financial success right now, you begin to attract individuals and new leads that will drive you towards achieving that dream- this is the simple law of attraction that no school will ever teach you.
There are Many Other Income Streams Besides the Regular White-collar Job
When you are growing up, your mind and brain will be conditioned towards studying hard in school, getting a good grade and landing a job in a company that pays well. The school will also teach you to do everything it takes to climb the corporate ladder, and then save money to become richer.
Most schools wouldn’t want to mention individuals who do not follow these stereotypical routines to become rich. as an adult, you are now beginning to realize that there are several other ways to make money and you even wished you have discovered these opportunities earlier on. The simple truth is that having multiple streams of income aside your regular job is the key to huge financial success. A side business makes you feel like a boss, aside from generating extra money for you.
There is a Correlation Between Emotion and Money
When you are in school, you may be hardly taught about the psychology of spending. When you become an adult, you learn the hard way that our emotions and spending are intertwined. You will hardly find teens and young adults who can control their emotions especially when they see things they like. Becoming a financial success has a lot to do with being financially disciplined. This means you should rather spend on what you need and not your wants.
In conclusion, you need to understand that money is a tool that you need to work with if you truly want to become financially successful. You need to re-educate yourself when it comes to making your money work for you. With the help of a financial advisor, there are several ways through which you can make your money work for you as a tool in order to become financially successful.
