Are you struggling for money right now? Maybe you’re not too worse for wear in the financial department, but you could definitely use a little bit of extra cash, right? Who doesn’t in this economy, and the only way to get the money that you need is to figure out a plan. There are a range of different options that you can consider here, it’s just a case of finding which one, or which ones work best for you.
The good news is that if you can’t really come up with any right now, you’re not alone in that. Many people struggle to come up with new ideas, but that’s what we’re going to be looking at today. In this article, we’re going to be discussing some of your options, so keep reading down below if you want to know more!
Sell your old items
The first option that we’ve got for you is to sell some of your old items. We’re not talking about the ones that you still use or that you have some kind of attachment to, obviously. We’re talking about the ones that you no longer want or need, and are simply taking up space in your home for no reason other than that you’re too lazy to throw them away. It happens to the best of us, but now you might be in a position to benefit from this.
As the saying goes, one man’s trash is another man’s treasure. You could set up a platform where you are taking pictures of the things that you’re not using anymore and offer them to someone else. There are loads of apps and websites that let you do this, and you can make some decent money. For example, if you have an old phone that still works, you can sell your phone to a business who refurbishes them, or someone who uses the pieces for parts. Or, if you have a whole bunch of old clothes that you don’t wear anymore for whatever reason, someone else might be looking for what you’ve got. It’s worth a shot at the very least.
Freelance Work
Have you ever thought about doing some freelance work? It doesn’t necessarily have to be in the industry that you’re in for your day job, as long as you have the right credentials to be offering a service. Or, at the very least, you can prove that you are able to offer it.
Things like this are great for you to make some money on the side when you need it, and you don’t have to offer these services when you don’t. You can complete them whenever you have the time, and you don’t have a boss getting up your backside. As long as you complete your work in a timely manner and by the deadline that you set, you should be all good! Of course, reviews are really going to help you make this happen, so encourage the people you work for on a freelance basis to leave one for you.
Start A Blog
In the same kind of vein, you could consider starting a blog. It’s going to take some time to build your blog up to a point where you can make some money from it, but it is possible if you put your mind to it and dedicate yourself. You’ll need to post regularly, engage with people in the comment section, and generally have fun with it. But, you’re also going to need to keep an eye on what posts are being read and have positive notes, as well as which ones don’t.
Yes, it’s your blog and you should be able to post whatever you want. But, you also need to make sure that you’re posting things that people want to read. If you’re not getting views and interactions, then you’re not going to be paid for what you’re posting. That’s something to think about and keep in mind as much as you can if this is a path you want to go down.
Log More Hours At Work
If you have the opportunity to pick up some overtime and you are able to do it, don’t pass it up. If you have other commitments that you cannot change, if you’re approaching burnout, or if there is another genuine reason you can’t, then there’s nothing wrong with that.
However, if you need the extra cash and it’s completely possible for you to do the overtime, then why wouldn’t you? It’s worth the extra time that you have to spend at work for the extra money that you’re going to get. Also, keep in mind that in most companies, overtime is paid at a higher rate. We are completely aware that this one is not an option for everyone so don’t jump on the defense straight away; but some people could try saving a little better. This doesn’t really erase the need for some more money, but it does make the need a little less urgent.
Try Saving A Little Better
You don’t need to stress about getting this money asap because you have some savings behind you to tide you over for a little while. Of course, you don’t want to deplete all of your savings, but they’re there if you do need them.
In order to save better, you need to plan a little better. Take some time to write out your budget so that you know where you are at all times. Make sure that all of your bills are included here, and then ensure that you’re taking time to update this as and when necessary. We understand that all the budgeting in the world couldn’t stretch some people’s money far enough, but we’re not talking about you. We’re talking about people who just blow the excess money they do have, and leave themselves in a tricky situation. Think ahead, plan ahead, and you will be better off for it.
Downsize Your Life
The final thing that we’re going to be talking about is downsizing your life. This is not the solution that anyone wants to hear, and it is more often than not the last ditch solution that people will use. But it’s a solution and one we’re going to have to look at. If you’re finding yourself strapped for cash, it could be possible that this is because of your lifestyle.
It’s a good plan to, even temporarily, try to downsize your life. Roll back on the big spending and just try to get the essentials for a little while until you’re in a better place financially. We’re not saying that you can’t treat yourself to something nice every now and then, but maybe just tone it down a little. It’s not going to be the end of the world, and your finances will certainly thank you for it. It’s doable if you want it to be.
At the end of the day, if you’re strapped for cash then there are so many options for you. They might not all be doable in your current situation, and some might not work out properly, but you’ve got to try. Eventually you will figure out what you’re doing and what method of making a little more money works for you, and then you can go from there. Try out all of the options on the list, but take comfort in the fact that there are even more where they came from if you need them.
