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How To Leave The Stress Behind When Moving Home

A recent study found that on average, people will move home eight times in their lifetime. You would think that the frequency of such moves would mean that it gets a little easier (or less stressful) over time, but this simply not the case. In fact, moving home is often the cause of great stress, be that due to financial pressures or property induced woes.

However, there are several steps you can take that make moving home a little easier – meaning you can focus on the positive side of moving – not the negatives! 

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  • If you are selling your current property, figure out how much your house is worth. Consult with experts to ensure that you are not selling yourself short, as you can use the extra cash towards a downpayment for your new home. 
  • Work closely with a Mortgage broker to ensure that you get the best deal on a mortgage. They have years of experience within the industry and are able to provide you with invaluable knowledge and insight that could save you hundreds. 
  • If you know you want to move, but aren’t sure where you want to move to – write down a list of everything you need from your new home. For example, do you need access to certain amenities? How long is your ideal commute? If you have children, you might also want to consider the nearby schools. 
  • Look around a variety of different properties before signing a contract. By shopping around, you’ll be able to gain a clearer picture of precisely what you are looking for – and you’ll know you are making the right decision when you find your dream home. 
  • When you decide to move, ensure that you have a clear budget in mind. Figure out how much you can spend on the move, taking into consideration some of the hidden costs of moving, such as removal fees. 
  • A large majority of the stress associated with moving is tied up in packing. Therefore, you should get started on this task early instead of leaving it till the last minute. Remember: the sooner you start packing, the sooner you finish. 
  • If you plan to redecorate your new property, see if the bulk of the decorating can be completed before the move. This means that you won’t be getting in the way of any of the decorators, and you can unpack right away after the move. 
  • If you are worried about finances, take an affordable approach to moving. For example, you can save money on buying new furniture through DIY projects or buying items second hand. Additionally, you can earn a little extra money by selling anything you no longer need or use. 
  • Another way in which you can reduce the stress associated with moving home is by taking your time. Unless you are moving for work, you have plenty of time to organise the move – meaning you don’t have to do everything right away. Slowing the process down a little also gives you a chance to save up money. 
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I’m Moving: How Much is My House Worth

Understanding the value of your property is important when you are moving and looking to buy a new home. You might find that your real estate investment has gone up since you originally bought it, that it is about the same price, or that the market has dipped. Even if you are not looking to move right now, it is still useful to know the approximate market value of your house.

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Finding Values Online

Some online estimators can help you determine the worth of your house, based on details such as its location and what prices homes sold for recently in that area. The good thing about these calculators is that they show a figure almost immediately when you enter the data the software asks for.

You will likely be prompted by an online calculator to enter the type of home it is, the year it was built, how much you paid for it, and the number of rooms (bedrooms and bathrooms). However, that figure is only an estimate of the neighbourhood.

The number is only as accurate as the amount of public data that the specific website has access to. A real estate agent can provide more accuracy, as well as additional information from other sources.

Getting a CMA

A realtor understands how to do a comparative market analysis (CMA) to find your home’s value. To be as precise as possible, this professional looks at nearby homes that are similar to yours (comps); they have the same number of bedrooms and bathrooms as yours, as well as a similar-sized lot.

Next, the realtor typically averages the figures of the handful of comparative properties. Then they have an accurate idea of your own home’s worth. This professional also likely has a lot of experience with the market that the online calculator mentioned earlier does not; they will factor in their knowledge with the numbers.

Assigning a Value is Difficult

When it comes to putting a number on your home when you’re selling it, this activity is very difficult for most people. It is tough not to think about all the memories you have had there and the effort you have put into home improvement projects.

It is hard to be objective, which is why a realtor will help you to do a CMA and suggest a price. Of course, that is only a suggestion and always remember that you are in control and can set the price. But if you go significantly higher than suggested, you have to be ready to explain why to those who are looking to buy.

Why is Knowing Your Home’s Value Important?

Understanding the worth of your existing home will help you to understand how to price it and then calculate what you can afford when looking for a townhouse or another type of house. After all, you are both a buyer and a seller.

When looking for a new property, the bank will look at the appraised value of your home as part of the mortgage approval process. So, it is in your best interest to know as much as you can beforehand.

What Else to Consider

Other details affect the value of your home too. For example, you don’t want to include comps that are on opposite sides of major roads or railways. While you might not realize it, these dividing lines can make a difference from a financial perspective.

Also, when comparing similar properties, try to get within a 10 percent variance of the square footage, if possible. Look at properties that were built around the same time as yours when making comparisons too.

Another factor that affects your home’s market value is curb appeal. If it looks outdated, it is likely to get a lower price than one that has a beautiful garden and was newly painted.

Finally, consider any upgrades you or the other owners of the other homes have done that increase its sale price. There might also be additional amenities in them that increase the property value.

Final Words on Home Value

When you are ready to buy a house, it makes sense to know the worth of your current property going into the process. Getting a CMA from a real estate professional is part of the process, as is looking at online listings to get an idea of what you can afford and what kind of house you would like to live in one day.

When you sell your home and buy a new one, you are moving into the next phase of your life. It is an exciting time, and you can feel good about the investment you are making in your future.

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Preparing For A Family Home Move

When you have to move your family from their usual surroundings to a completely new home, there’s bound to be a lot going on in your mind. Of course you have so many different things to think about to ensure the actual move can be a success, but it’s also important to consider the implications this many have on you and your little ones too. Moving home as a family is a great opportunity for you to come together and bond, so it’s important that you can make an effort to keep the move running smoothly and create the perfect new home environment that you can all settle into in no time at all. So, if you’re planning to move to a new family home and would like to know more about how you can prepare yourselves properly, then read on to uncover some of the best tips and tricks that you can make the most of today!

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Plan In Advance 

One of the key aspects of a successful family home move involves planning as far in advance as possible. Trying to look after yourself and your children whilst working for 40 hours a week can be an exhausting experience in itself, but when you add in the extra task of moving your whole life from one location to another it can so easily become overwhelming. Making an effort to plan will allow you to take the process one day at a time, and hopefully encourage you to stay in control economically and keep at a steady pace to complete your project without the need for stress and worry. Taking advantage of a service such as those provided by nowstorage could aid you in relieving some pressure, as you can box up and store your non-essential items to create more space and increase your ability to focus on the tasks at hand. 

Get The Kids Involved 

Moving home can be a really tricky experience for little ones, as they often do not understand why they have to leave their usual surroundings and transfer all of their stuff to somewhere new. However, getting your kids involved in the process can encourage them to have a much more positive view on the project and maybe even aid them in actually enjoying the move! Asking for their help in simple tasks such as organizing their belongings ready to be packed and choosing colour schemes or design features for their new bedroom will definitely build up their excitement, as they will begin to see the move as a new opportunity for positive things. 

Preparing for a family home move has never been so simple when you are able to take advantage of the tried and tested top tips outlined above. Be sure to plan your move as far in advance as possible to keep stress levels to a minimum, and encourage your little ones to get involved in the process to build their excitement and keep things as fun as possible.

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Moving House: The Affordable Approach

If you and your little ones are planning a big move this year; it’s important to keep things as stress-free and as affordable as possible during each step of the way. Your kids are like sponges, and they will no doubt be absorbing your approach to spending and saving as you navigate through the property selling and buying process. There will be far more than simply exchanging the money needed for your next home, and receiving whatever you can for your current abode, so it’s worth a little extra effort when it comes to preparing and planning ahead.

A happy and straightforward moving process is something that you can get the whole family involved in. They’ll learn a little about each stage of selling and buying, and the work that goes into a successful moving day, so don’t be fearful of explaining what is happening to them. If there are particular financial consequences to certain actions, especially positive ones; share and explain them so that you can instil some great values and knowledge surrounding the cost of moving house, property, and real estate in general. Who knows; you might just spark an interest in a budding property tycoon of the future! The following are some things to consider if you’re about to pop up the for sale sign and want to save cash where you can as you’re heading out on your exciting property adventure together.

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Research And Sourcing

If you head towards the first estate agent or property legal team that you see; you’re unlikely to be able to save much money at the beginning of the process. However, doing some thorough online research, and sourcing more affordable options to suit your family, will ensure that the process doesn’t leave you broke. Therefore, it’s worth checking out some conveyancing quotes online as a starting point, and you can figure out the extra cash you’ll need to put aside to pay for everything. There are also options to sell your own home now, which will get rid of hefty agent fees, so that’s another area to consider if you’re willing to put in the work. You’ll need to balance what’s most important to you and your family in regards to time, money, and effort along the way, so the sooner you get started, the better.

A Bit Of DIY

The do it yourself approach will save you money throughout selling and buying a home, and the process of moving along the way. Therefore, it’s worth figuring out what you’ll be able to do without hiring anyone to help. If a survey comes back on a house that needs crucial renovation, rewiring, or a multitude of other work; work out if you’d be able to fix any problems yourself before moving day rolled around or as soon as you all moved in. In regards to removal costs; you could consider the packing process as soon as you know you’re moving and renting a storage unit near your new home so that you can do the majority yourself. Again, it’s about weighing up what will cost more time, money, and effort than you’re willing to spend, and going from there. http://credit-n.ru/blog-listing.html

Financial Footing For A Future First Time Buyer

When it comes time to move, there’s a lot to consider where your kids are involved. Moving is a major shake-up in their lives. Making them part of the process is essential for happiness. Parents continually check their kids are on board, and even let them select houses they’d like to view. Some even let the children add a point or two to the all-important house checklist. What better way to ensure they’re on-side?

But, the considerations shouldn’t stop there. For those with older children, it’s worth getting them even more involved in the process. After all, it won’t be so long until those kids are branching into the property market themselves. The more you teach them now, the better position they’ll be in down the line. This is especially important from a financial standpoint. Any financial understanding they gain will help them understand how much they need before moving out becomes a reality.

To ensure you teach the right lessons, we’re going to look at a few of the different factors you should let them be a part of.

Choosing a location

You can’t move to a new area because your child tells you to. But, giving them a list of cities you’re considering could be useful. That way, you can leave them to research, and see if they find the cheapest area on your list. You’ll want to work this out on the side, of course. But, if your child reaches the right answer, they’re sure to learn a valuable lesson. There’s no getting around the fact that prices vary across postcodes. And, during their research, your child is sure to discover this. Thus, when it comes time to buy for themselves, they’ll know to do similar research.

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The value of a home

The chances are that it won’t take much convincing to get your kids online and searching for houses. This is the best part of the house hunt for children. So much possibility, and the chance to have a sneak peek inside other people’s homes! But, as well as having fun with this, it’s worth giving your older kids some idea of pricing. That way, they can factor cost in when looking, and gain some insight into how much properties are worth. Of course, pricing will have changed by the time they come of age, but showing them the good, the bad, and the ugly of the current market will help them understand it later on.

The hidden costs

It’s also worth keeping your teens informed of the hidden costs of buying. Sit down with them while you use something like this stamp duty fee calculator. Explain how stamp duty works, and explain why everyone has to pay it during the buying process.

Explain, too, about estate agent fees, and costs such as moving companies and so on. It may be harder to get them interested in this, but this it’s the stuff they’re sure to remember when they embark on their own home buying journey. http://credit-n.ru/zaymi-na-kartu-blog-single.html