fbpx

Staying Safe When Selling Your Home

With the way the pandemic is going, it seems we’re going to be indoors for a while. Even though going out is not as much of a taboo as when it first started, it’s still important to take the safety precautions very seriously. But not only do you have to stay safe when you’re outdoors. You also have to make sure you’re exercising some level of caution when you’re inside, especially if you’ve been out. It is also important when you are inviting people into your home, whether you’re close to them or not. 

If you’re looking to sell your home and need professionals to evaluate the building, make sure they are adhering to safety precautions as well. Mansell McTaggart in Sussex, for example, is dedicated to reducing the spread of the disease and have outlined their specific procedures involved in accessing their services. The attached infographic has all the details, and it is a relief to know that some people are still taking the situation seriously. It will also be better if your home is safe for the next occupants as that way, they will be more at ease with making the purchase.

Selling your home doesn’t have to be more challenging than it can already be especially in these times. The statistics on the effects on the pandemic make it pretty clear that you cannot compromise on safety right now. So in whatever you do, think about how you can make it a little safer for everyone involved.


Infographic Design By Mansell McTaggart Sussex

What Abraham Lincoln Can Teach Us About Working in Finance

Abraham Lincoln taught us a lot of things in the USA – but what has he taught us about working in finance? The great emancipator did many things in his life, and one lesson he has carried with him through history is his ability to turn failure into a learning experience. Working in finance is a volatile business; being vulnerable to the trends, upticks and crashes of the world economy, you never quite feel safe in your decision-making. If you have investors or clients on your back asking for advice, you might point them in the wrong direction – and pay the price for it. So how can you take after Lincoln and find the good in failure?

What Abraham Lincoln Can Teach Us About Working in Finance - stack of 5 dollar bills image
Photo by Karolina Grabowska from Pexels

The failures of Abraham Lincoln were many. Although he is renowned in history as the man who emancipated the slaves and brought relative equality to the country, before he became president, he failed many times. His lifelong sweetheart passed away; he apparently had a nervous breakdown; and his political pursuits were often dead-ends. Yet Lincoln pushed on, and continued to work hard, and achieved one of the greatest ever careers in global political history.

Failing Up

‘Failing up’ is a term referring to those in privileged positions who seem to do well no matter what. But right now, we can and should give failing up a better definition. Everybody fails; nobody goes through life unscathed by disappointment or messing up. Lincoln famously said that “My great concern is not whether you have failed, but whether you are content with your failure.” Using this as a lesson for all in the finance sector, how can we ‘fail up’ and become content with our failures?

Learning to Avoid Repetition

The financial crash of 2008 proved to us all that the global economy is fragile. 2020, the most unpredictable year in any of our lives so far, has proved this twice over. Capitalism’s fragility is not well-documented, but now is the time to change it. In the world of finance, our responsibility is to use the failures of the past to educate us for the future. We cannot reverse the financial failings of the past twelve years, but, as Lincoln said, we can become content with our failure. How do we achieve contentment? We accept, we move on, and we vow never to repeat the shams of the past.

Re-Evaluation

In order to move on from failure without denying it, we must re-evaluate our pasts. No more denial; straightforward analysis. After all, that’s what the finance sector does best, right?  The lesson of 2020 is that our fragilities must be solved to avoid further economic crises; how can we look to the future and use our past failures to shore up against the next tumultuous event?

Looking into the future, our world is going through a sea change. The climate and our societies are rapidly changing; perhaps it is time to be content with the failure of our current system, and look upwards to a new way of financing our world.

A Practical Approach To Buying a Home

Buying a home is arguably one of the biggest expenses that you’ll ever counter in life. However, it’s also one of the most well-documented processes and you can easily get help if you need it. In this post, we’ll be looking at a more practical approach to buying your first home and how you can streamline the process to save money and reduce the amount of hassle it takes.

A Practical Approach To Buying a Home - cosy living room and sofa image
Photo by NeONBRAND on Unsplash

Decide if buying a home is right for you now

Don’t just buy a home because it’s expected of you by your friends, family or even society. Not everyone buys a home and some are content with renting. Make sure you’re comfortable with the responsibility of buying a home because it’s a decision you’ll be locked into for many years.

Get your finances in place

You also want to make sure that your finances are in order. Get a credit check to ensure there are no outstanding issues and make sure you establish a secure source of income that can pay for your home.

Use a mortgage broker

A mortgage broker comes with many advantages. They can help you save time when looking for a good deal and they can also help you save money since they’ll compare lots of different mortgage lenders to help you find the best deals. They can often work with dozens of different lenders to compare prices and find one that suits your budget and needs.

Pick a place where you want to live

It’s important that you spend a lot of time choosing your ideal location to live. This is because it’ll change everything from school choices to job opportunities. Make sure you scout out each location and do a bit of research to help you decide on the ideal city or neighbourhood for your needs.

Decide on a type of property

You also need to decide on a type of property. While houses tend to give you more freedom, it’s hard to find an affordable house inside of a city. Instead, you’ll likely need to live in a suburb if you want a large house with plenty of space. However, if you prefer living in the city, you’ll likely need to pick an apartment if you want accessible transport links and other conveniences.

Make your offer

It can be stressful deciding on an amount to pay for your first home. It’s important to understand when you’re paying too much for a home, but you should try to make your offer compelling for the seller. Your estate agent should be able to help you with this process and suggest a good price to offer to catch the seller’s attention.

Understand that it takes a long time to finalize

Many people underestimate just how long it takes to finalize a home purchase. You need to keep in mind that it can take up to half a year or more depending on how careful you want to be. It can take weeks to find a suitable home and even more weeks to find a suitable mortgage lender.

Great Tips to Make Money from Home This Year

These days there is more need than ever to generate more income and help to make ends meet. The coronavirus pandemic has led to a lot of issues for people in terms of employment and losing their jobs. And because of this there is a need to look for alternative ways of bringing in money and generating additional revenue as much as you can.

You need to look at what you can do to start making more money, and the best thing is that you can do this from home right now. Coming up with amazing ideas and options that will allow you to make more money and bring in additional funding as regularly as you can. These are some of the best ways of being able to make money from home, and you need to try to work on these as much as possible.

Great Tips to Make Money from Home This Year - man using a credit card to buy online
The photo was taken by 
Free stock photos from www.rupixen.com from 
Pixabay 

Buying & Selling Online

Ecommerce is one of the best ways of being able to make extra money online, and this is something that you are going to need to get right. Make sure you focus on doing as much as possible to come up with a successful ecommerce business. Buying and selling online is a great way of making money quickly because of the fact that you don’t need to have any skills or experience to flourish at this. You can revive your old product listings or start from scratch, but this is a great way of making more money online. 

Copywriting

Copywriting is a great way of making more money from home if you are creative and have a flair for words. There are a lot of things that play a part in this, and you can source online copywriting jobs from a variety of sources. Make sure you focus on what it takes to find the right gig, and be sure you always work on the best quality ways of doing this moving forward. Copywriting isn’t something that will be suitable for everyone, but if you are a talented writer it’s a great option.

Paid Surveys

There are a lot of options to keep in mind when you are looking to earn money from home during the pandemic era. This is something you are going to need to work on, but paid surveys are an excellent way of basically earning free money. Sure, they are time-consuming, and this can be a mild annoyance, but they are an excellent option for making money for free, and this is important. Paid online surveys are a common way of making extra cash, and while you won’t make a ton of money, you will be able to make some money, and every little helps these days. 

There are a lot of things that you need to work on when it comes to making more money from home. You have a lot of things that you need to get right, and this is something you should work on as much as you possibly can. There are loads of great ways to make money from home, and this is something you need to try to get right as much as you can. 

Buying A New House? You Should Look At Your Finances Early

In this day and age, saving and paying attention to our pockets is something that is highly important.  We can save money from cutting down costs, cutting ties to some of our subscriptions or even just working overtime to improve our savings. However, it doesn’t always have to be so tricky. Buying a house in these trying times is certainly difficult, but it also does create a few difficulties relating to the housing market and putting down offers on property. With an experienced Mortgage Broker, however, you can be sure that you have all the information on the table before you start and you can start to create that dream life you always wanted. However, it’s important to note that there are some simple ways to create financial security without them being too troubling. 

Buying A New House? You Should Look At Your Finances Early - house keyring image
Photo by Tierra Mallorca on Unsplash

1. Use applications to assist you with your finances.

Now there are many applications to facilitate the organization of your wallet. In fact, some of them even have tips for finding new job opportunities. These apps may also allow you to budget, input in your incomings and outgoings as data for any one time and work out how best to spend, taking into account all your bills. Your banking app may also have ways to assist you as well as offering saving accounts which allow you to save as you are on the go.

2. Plan your meals incredibly well. 

A small, maybe old-fashioned meal planning can help you save a considerable amount of money on supermarket expenses per month. It can also save you a lot of time preparing your meals.

3. Stick to calendar scheduling.  

Reviewing your accounts is not only one of the best ways to save money, but also a critical project for your financial well-being. It can help you keep track of your expenses and make sure you are well on your way to achieving your goals. In addition to this, keeping track of dates with your finances can help you identify potential problems early on, before some issues become more difficult and time consuming to resolve.

4. Sell things that you don’t need online 

You can save time and money by selling your old items, which you do not need in applications such as eBay for profit. You can use Etsy, Amazon and plenty of other online websites that allow you to sell all types of products. These amounts of money can soon add up to your savings. 

5. Use credit cards wisely to assist you

As bold as it sounds, it is actually a great help to a conscious consumer. Using a credit card helps a lot in saving time and organizing the purchases at the same time. At the same time, keeping most of your expenses in one account can help you streamline your budget monitoring and billing process. You should also be aware of not overspending and allowing yourself the time to repay as repayment fees can be costly. Overall though a good credit rating is going to massively assist you with buying your new dream home.