How To Recover From An Accident

How to recover from an accident - injured teddy image

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We all often worry about what we’d do in other people’s situations when we see bad things happening. We put ourselves in their shoes and think about whether we’d do anything differently, while hoping that we never have to find out for real. But sometimes you may find yourself to be in an unfortunate scenario where you’re caught in the middle of an accident or end up injuring yourself. You may get off lightly and only have a bruised leg from a potential slip, or a little scratch on the bumper of your car, but sometimes you may not be so lucky meaning the outcome will change slightly, as you may have to undergo surgery or some form of rehabilitation to get you back to where you were before the incident. Whatever your circumstances may be, it’s crucial that you do all the necessary things to ensure that you have covered yourself, and got the care you need.

Here’s what you need to do to recover from an accident.

Get checked out

Even if you feel fine, you may actually just be in shock, and so you don’t feel any strong pain from where you’ve been hurt. When this happens, it’s easy to say you’re okay and just go home. But sometimes, you may wake up the next day in excruciating agony and then realise that something isn’t right, and this could now be even worse than it was because you carried on doing things as normal when really you should’ve been seen to by a doctor or a nurse. So always pay close attention to yourself, and see someone regardless of whether you think you’re okay or not.

Get some evidence of the accident

No matter what it is that’s happened, you should always try and get as much evidence of the incident so that you can back up what happened if ever it got taken into more serious matters. Nowadays with the help of technology being what it is, it’s easy to document everything by snapping photos on your phone. So photograph your injuries and how they may change as the time goes on, photograph the scene of the crime, and also anything else that may be of use to you, like a car registration number or the name of the area that you’re in.

Get the compensation you deserve

If you have been injured as a result, then you should always think about contacting companies like Smith Jones Solicitors that will work closely with you to get you the compensation that you deserve. Bear in mind that if you were in a car accident for example, and your vehicle got damaged, you may end up paying for more than you should. But with the help of a professional solicitor, they will be able to build up a solid case and ensure you’re looked after correctly, and aren’t overspending on something that wasn’t even your fault.

Now you know what to do to help best recover from an accident, remember this if ever you find yourself in one of these situations.

Finding Hope: Financial Burdens Should be Compensated in a Malpractice Case

Medical malpractice isn’t a popular subject to discuss. A lot of the time, people simply aren’t aware how much of a danger malpractice can be because they haven’t heard how prevalent it is! In fact, at this time it’s believed that 1 in 10 deaths in the US are caused by medical mistakes and malpractice. As with any claim, it’s important to have the right representation. You need people who have experience in this field and who can get the best returns for you in terms of compensation.

Finding Hope: Financial Burdens Should be Compensated in a Malpractice Case

Figuring out what exactly you’re entitled to is where most citizens miss the mark. Let’s take a look at the different areas you could be entitled to compensation for.

Physical Damages

The obvious starting point is the physical damage caused by the malpractice. By definition, something has gone wrong with your medical treatment in this case. That might be something simple enough that it can be corrected through a quick procedure, or it may be that you need extensive work or even that you are limited in some way for the duration of your life.

Any of these situations could bring you more financial outgoings to mitigate. It could be medical costs for treatments, painkillers or other medication. Perhaps your physical limitations mean you now need to hire a carer or cleaner, or perhaps even pay somebody to help you get around. Regardless of the cost, you may be entitled to recover compensation for your losses.

Mental Damages

There’s also the mental side to consider. Physical effects and trauma from the incident itself can greatly affect our mental states. How can this affect you financially? Well, mental issues can greatly hinder a persons ability to work, and even their ability to live a normal life. Having gone in to the situation expecting and trusting they will be looked after, the patient now finds they are more damaged than before and has lost trust in care providers.

This combined with the mental effects of dealing with the aftermath can greatly limit your life. Your finances might be further stretched in dealing with this, whether it’s treatment or therapy, or whether those costs are associated in living with your mental health problems. For example, you might not be willing to leave the house, so you may need to hire somebody to help with shopping etc. Other times a patient will slip into depression and require hired help to maintain themselves and their homes.

Financial Damages

Finally we come to the obvious and most easily measured area of compensation – the financial damage. Medical bills and lost wages for time off are the two biggest areas covered. The tricky part here is in calculating future losses, because you never know if recovery is going to go as scheduled. Sometimes things go wrong and it takes longer to heal than expected.

To cover these situations an experienced attorney really helps. They can negotiate some kind of deal where your treatment itself is covered under the settlement, rather than getting a specific amount to spend on treatment. This way if recovery does take longer than expected, the bill is still being covered by the defendant. That means you can rest easy and focus on getting better, instead of worrying about the cost side of things.

 

Myths About Making a Compensation Claim

Myths About Making a Compensation Claim - tablet with compensation image

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If you have been involved in an accident that was not your fault, and you are thinking about making a claim for compensation, it is important to do your research first. A lot of people make the error of diving right in without really knowing anything about the claims process. With that being said, read on to discover some of the most common myths regarding compensation claims so that you can separate the lies from the truth.

Myth #1 – You can claim whenever you want – This is one of the most common myths believed by people when it comes to making a claim. In fact, the sooner you claim the better, as you can see in one of our recent blog posts at http://www.thefinancialfairytales.com/. In most cases, there is a three-year time limit on claims. However, there are some exceptions to this rule, which is why it is not worth taking any risks. For example, for criminal injuries, you may only have two years. On the other hand, if you have been the victim of an industrial injury and you cannot pinpoint an accident date, you will have three years from the date of your diagnosis instead.

Myth #2 – You can claim without seeing a doctor – This is another myth that could jeopardise your entire case if you believe it. A lot of people hate nothing more than having to go to hospital. Therefore, when they sustain a minor injury, they attempt to look after themselves. They avoid a trip to the doctor’s office and they simply rest up at home and allow themselves to go better in this way. Not only is this not advisable for your health, but it can also have a damaging impact on the chances of your claim being a success too. This is because the medical report that your doctor puts together is the most important piece of evidence in any claim. This report will state the injuries you have suffered, how long it will take for you to get back to full health, if indeed you will, as well as your recommended course of treatment and any medication you need to take. This will then be used to determine how much compensation you will receive.

Myth #3 – All personal injury solicitors are the same – As is the case with all services, there are different levels in terms of the quality provided. The same applies when it comes to personal injury solicitors. You need a company that has a lot of experience and the capacity to handle a case of your magnitude and nature. It’s also important to look for a business like www.lawsonlegal.com.au who represents clients in a holistic manner in regards to their needs. Aside from this, you need to take the time to read reviews that have been left by previous personal injury victims as well to make sure the legal firm has a good reputation.

Myth #4 – You cannot claim if you were a passenger in the offending vehicle – A lot of people assume that they will not be able to make a claim for compensation if they were injured in a road traffic accident and they were in the offending vehicle. So long as you did not cause the accident, you can still make a claim. For example, if you were a passenger in the vehicle of a driver who was speeding and crashed, and you sustained whiplash because of this, you would have grounds for compensation. In fact, even if you were partly responsible, you may be entitled to a payout. Nonetheless, the amount you receive will be lower to reflect your involvement.

Myth #5 – No Win, No Fee guarantees you won’t pay a penny – This does depend on the legal firm you work with. Some legal firms are true to their word and No Win, No Fee, therefore, means that you are only going to pay legal fees if your case is successful. Nonetheless, there are some companies that still do implement small charges even though they follow the No Win, No Fee approach. This is why you need to read the terms and conditions of your contract before proceeding.

As you can see, there is a lot of misinformation on the Internet these days, but hopefully you now have a better understanding regarding what is the truth and what isn’t. This should make you feel more prepared for launching your compensation claim and getting the payout you are entitled to.

Is It Really “Win Win”? Teaching Your Children The Ethics Of Financial Compensation

Is It Really "Win Win"? Teaching Your Children The Ethics Of Financial Compensation - compensation sign image

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In a world full of ambulance chasing and people demanding something for nothing,  the topic of financial ethics is something that you will have to discuss with your children at some point. We see commercials about it on a daily basis and even during your children’s favorite shows. Whether it is claiming compensation for a car accident, mis-sold PPI, or an accident in work it’s these things that are communicating to our children that we are able to get something for almost nothing. So it’s important to differentiate between ambulance chasing and gaining compensation that is owed to someone as a result of an accident. But when you see stories about someone suing another person for what can be perceived as a minimal issue, where do you draw the line?

In our material-laden lives, it is very difficult to communicate to our children the importance of saving money, especially when it is that much harder to do now. It’s a lot more difficult to show your children what money can buy when you don’t have much of it. A small round of shopping can cost upwards of £50, which, for many people is the equivalent of a day’s wage. And as inflation inevitably rears its ugly head, and items become more expensive, the temptation to get some sort of compensation where you can is always there. At least 50% of the population of the UK do the lottery once a month, so that shows 50% of people are looking for a financial windfall to solve their problems. So if you have a means to claim compensation, it’s quite difficult to argue with when so many of us are so financially stark that we try and find ways to make as much money as we can, while we can.

So, communicating to your children about the topic of compensation is where we can get into a moral gray area. The best thing to do is to define clear boundaries about when people should claim compensation. This is all dependent on your own personal views of course, but the definition of compensation would be financial help in the event of an incident causing physical or psychological harm to someone which has a detrimental impact on their life. So if you had a car accident that was caused by someone else and you were unable to work, then surely it’s within your rights to claim compensation for this? You would claim compensation for the amount of money that you feel you were owed because it had an impact on your life. The issue would be if you contacted the insurance company and they tried to minimize your claim in one way or another, and getting an attorney to stop the insurance company trying to minimize your claim is a route that you may need to go down if you have this issue because you may be in a delicate financial situation, such as needing to pay medical bills.

The important thing to teach your children about financial compensation is if they feel they deserve this. It can be a very sticky area depending on their own moral compass. If you’re teaching your child the importance of financial responsibility yet you are seen trying to take someone to the cleaners for every penny they have, it’s setting a confusing example about the value of money. Ultimately the best way to strike a balance between the topic of financial compensation and the value of money and is to put it within a work context.

If you can communicate to your children about the value of hard work and compensation is viewed as something that can help you when you are unable to work this might be the best approach if you are facing an impending decision on claiming for something in your family. You don’t want your child to feel that they are owed things without working for them, and until they are old enough to decide properly whether they are deserving of something without working for it, you are much better to instill this value of working for money when they are young.

Compensation is such a sticky area to get into because everybody has their own opinions on if they are owed something or not. But if you can start off on the right foot and communicate the fact that money is something that is earned and using compensation as a replacement in lieu of not being able to work this should help to reduce the ambulance chasing tendencies that we see a lot in the Western world.

Injuries In The School Yard

It’s every parent’s worst nightmare. You send your child off to school, and it’s already a big step for you, as the parent, to put the responsibility of your child’s safety in the hands of someone else throughout the day. Whether it’s your child’s first day of school or their last, the feeling of dread never goes away. You’re excited for them to learn, but nervous for them to find their footing as they grow in the world.

Of course, anyone can have a nasty accident and most people, of all ages, do at some point. When that happens, what do you do? Is it your fault? The school’s fault? Your child’s fault?

Injuries in the school yard - hospital ward image

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No parents wants their child to ever be injured, but we’ve all been that age at one point and we all know how these things happen. Most injuries sustained by our children involve a few cuts or bruises, which is to be expected from playing around or getting a little too rough with the other kids, but what do you do when the injury is much more serious?

Much like any serious accident, if your child requires medical treatment for a broken bone, a pulled muscle or any other physical injury that might have resulted from physical education, or even playing on unsafe monkey bars, your first priority will be medical treatment before pointing fingers and calling out culprits.

Consult a doctor regarding the severity of the injury.

This should be the first point of call after your child is injured. You need to put their health first, as a priority, but it’s also important to get your head wrapped around the situation. How severe is their injury and how much is treatment going to cost you? Once you know all this, you can start to think about the compensation you may or may not be owed by your child’s school.

Many schools have been failing on issues of basic health and safety precautions, so you’re not kicking up a fuss by holding the school responsible if your child is injured. If they were injured through no fault of their own, especially if the culprit was equipment which was either broken and caused them to fall, hurting themselves, or equipment which was unsuitable for younger children to be using, such as more advanced climbing apparatus for older students.

If it’s not your fault, there are ways you can be financially smart about this.

Of course, if an injury happened at home, you’d just have to bite the bullet and accept the medical bill or other expenses, for the sake of your child’s well-being. However, when an accident happens on school property, it can often be the fault of a neglectful teacher or something as hazardous as ill-maintained equipment in the gym hall. At that point, your child’s injury wasn’t your fault, and you don’t have to endure the financial burden: https://www.injurylawyer.com/new-york/slip-and-fall-accident/

It isn’t fair for you to be paying huge sums of money you can barely afford simply because the school broke your trust. They have a duty of care to your child, and they have a responsibility to compensate you if they fail to look after your child.