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The importance of teaching children hard work and determination

There are lots of different things to be thinking about when it comes to parenting and teaching our children. But one of the things that we need to make sure that we instill in our children from an early age, is the importance of hard work. Experts have found that when we teach our children the value of work and the importance of it and that of determination, it helps to improve self-esteem, as well as helping emotional development. So there are plenty of reasons why it is a good thing to do. This is never more important than raising children in this day and age.

We can get so used to things being available at the touch of a button, that it can be hard to wait for things. Which is why more than ever, teaching our children the importance of waiting for things and determination, will help them in so many ways. So here are some of the ways that you can encourage your children to stay on track and show them that hard work really does pay off.

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Praise Effort

There is a reason in school that report cards often have an attainment score, as well as an effort score. That is because in some areas our children may struggle, but if they are putting in plenty of effort into it, then you can’t ask for more. So praise the effort that they put into things, and they will learn that effort (or hard work) is an important thing.

Don’t Help Them Too Much

It can be really hard to not help our children when they need a little help. But often, when we do too much for them, it doesn’t help them to learn or grow. So placing them in some difficult situations, but ones that are not impossible, is going to help in a big way. They will learn what works, and even when things don’t go well, they can learn to keep trying and learn that precious skill of determination.

Encourage Work

As our children grow, then there can be things that they can do around the house to earn pocket money. And this is important to start from fairly early on (though it could be for whatever reward you see fit). When the time comes for them to be able to earn money for themselves, then you should encourage them to do so (for a small number of hours). You could even look at things like apprenticeships for 16 year olds, so that they can learn a skill, as well as a small income. It can give them a confidence boost, and get them used to working hard.

Be a Role Model

It can be so hard as parents to teach your children to work hard, if you are not doing that yourselves. Which is why you have to practice what you preach, in all areas, when it comes to your children. So show them what working hard looks like, and they will have some stellar examples to follow. http://credit-n.ru/offers-zaim/online-zaym-na-kartu-payps.html

How to grow your online shop: 7 social media marketing strategies

Growth is something every online shop owner worries about. With so many social media marketing strategies out there, it can be difficult to know what tactics are most effective.

To help you along your ecommerce journey, we’re going over seven strategies you can easily implement to grow your online shop.

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Post compelling content frequently

If you want to grow your brand on social media, consistently posting great content is non-negotiable. Users react more favorably to businesses they regularly see in their feeds, leading to more engagement and trust.

However, you don’t need to go overboard and start spamming your followers. Simply create a schedule that works for you and commit to it.

Automate word-of-mouth with social reviews

Reviews are this century’s word-of-mouth.

Having product review apps on your shop’s site creates trust and leads to more sales. When your customers are happy, they’ll want to convince others to buy from you too, so let them share the love!

Make it easy to share your products

Add social share buttons to your site, particularly for Pinterest. If a customer likes your item but can’t buy it right away, they can pin it for later.

Even better, someone else might see that pin they’ve saved of your awesome product and click onto your website. Your potential customers are doing some of the marketing for you!

Be active on the right #hashtags

Hashtags can be a little complicated, because there’s different rules for different social channels. Luckily, there are tools available to find ones that align with your brand, aren’t oversaturated, and will yield the best results.

It’s also a great idea to create your own shop-specific hashtag. This encourages your customers to post photos with your products using that tag.

Align your posts with a trending topic

When you post about what people want to read about, both on your social media and on your shop’s blog, you’ll naturally attract potential clients. If you properly utilize SEO in your posts, it’s easier for people to find you.

If you need help in this area, SMR Digital is an organic search agency providing link outreach, SEO, PPC and social media marketing services.

Invest in an infographic

Infographics are a quick and visually-appealing way to help your customers make informed decisions, or educate them about your brand.

Here are some templates to give you a few ideas.

Make your Instagram shoppable

There used to be a big hurdle driving traffic from Instagram. Now, for business pages, it couldn’t be easier and a great way to grow your online shop!

The same way you’d tag any other account, you can now create product tags. These shoppable posts allow users to tap and see prices, then click through to purchase. They fit in seamlessly and don’t come across as spammy.

  http://credit-n.ru/offers-zaim/vashi-dengi-zaim.html

How to avoid yourself from car scams – Odometer fraud

Buying a used car is already a risky business in itself. Here, you will be buying a car being sold by the owner even without knowing the real reasons why he is selling it. While you might find a genuine seller who will tell you the condition of the car before selling, many others will want to cover all the faults of their used car in shiny paint, just to rip you off. Worse still, you might land a scam, and by the time you realize it, you’ve already lost your money. So why not learn how to avoid car scams when buying used? This article highlights the tips that are necessary for one to stay safe from the tricks of the scammers.

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Check vehicle history

Before paying for a used car dealers in San Diego, you have to make sure that you have gathered as much information about it as possible. Things like the number of people who have ever owned it, the actual mileage the car has traveled, its title, its ID and many other things that one should know about the vehicle. And this is not as hard as many would want to imagine. There are very useful sites such as Carfax, Auto Check and others that can help you gather all this information in an instant. Also, the sites will enable you to know that the number of reported accidents which the car you want to buy has been involved in. All these information is extremely useful when deciding whether to buy the used car or not.

Request for the seller’s ID

In most cases, scammers sell cash for cars that actually don’t belong to them. These cars might have been stolen from somewhere else, and thus the seller wants to dispose it off as soon as possible. You should not be surprised to find a nice car being sold so cheaply, and the seller is not willing to bargain so much, it might be because he has stolen it from another person and wanted to do away with it so fast. To avoid this case, you should be keen to ensure that the person selling the car is the actual owner of the used car. Avoid instances where the seller is just a proxy of the actual owner. If you realize that the seller is a proxy, the most prudent thing to do is walk away, as you might be scammed in the process.

Get it in writing

There are times when used cars dealers promise you a lot of things like free delivery, repairs and so on. While there are those that will stick to their promises, others will just forget them the moment you pay for the used car. For this reason, it is recommended that you document any kind of promises or agreements that you make with the seller of the used car.

Also, it will save you from a lot of unwanted stress if you check to ensure that the buyer’s guide is posted on the used vehicle that is for sale. Note the guide is a requirement in many countries, and most specifically, for the Federal Trade Commission. The reason why the buyer’s guide is so critical is in its purpose itself. It was made mandatory to protect buyers from fraudsters. You should be very skeptical if you realize that the car doesn’t have the poster.

On the poster, you should be able to get information regarding the car under sale. Things like how much the dealer will contribute to repairs, how the car is being sold; with or without a warranty and many other things should be listed on the post.

Check to ensure the warranty is useful

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There are instances when the cost of the extended warranty you get from the used cars dealer is so high. This will only help increase the price of the used car, as you will have so little to save given that you will need to do some repairs on the car as well as pay for the extended warranty. It is this reason that experts will advise you to be very skeptical about those warranties, as you might find them not so useful to you. It will be more convenient for you to buy another warranty yourself than go for the extended one which might be useless in the end.

In some cases, dealers will offer you service contracts as a form of extended warranty. This type of arrangement can only work if you live close to the dealership, but it will be a different case if you live miles away. Remember that in the case of this kind of arrangement, you can only have the car serviced at the dealership, and not any other place, unless o your cost.

When you want to buy a used car, you should be so keen to ensure that you don’t become a victim of some of these common used car scams. By understanding what the law requires, and by learning about previous scams either via the internet or from friends, you can be able to make an informed decision when buying a used car.

Author Bio:-

Lisa Mitchell is a San Diego based Auto Financing blogger with many year of experience covered with Car sell/buy in San Diego, Financing and trading Autos. She has started her carrier from Auto City in 2010. Auto City only offers the highest-quality used cars for sale at extremely competitive prices. That special combination of quality and affordability adds up to one thing – real value to you, the customer. http://credit-n.ru/offers-zaim/webbankir-online-zaim-na-kartu.html

The Road To Good Credit

One of the things that you don’t necessarily learn at school is how to improve your credit score. Why is this important? The health of your credit score can dictate whether or not you have a difficult time acquiring a loan, a car and even a mortgage. So needless to say, understanding how to look after it is a pretty important life skill.

It’s easy to fall into the trap of thinking that because you’ve never needed to borrow money before then your credit profile must be great but this isn’t always the case. In order to build up good credit you need to be able to show lenders that you’re a responsible borrower and not a risk to lend to. I mean, if someone’s going to let you drive away in a car worth thousands of pounds, they want to make sure that you’re reliable and able to stick to the terms of your contract.

Credit reference agencies will keep a record of your credit information, and this is what lenders will use when assessing whether or not you’re going to get that car or mortgage. Having good credit will also open you up to the best deals and interest rates, so you’ll ultimately save money in the long run.

Likewise, bad credit can mean higher interest rates as you’ll generally be seen as more of a risk. It can be very worthwhile to read up on the subject, such as this guide on Stoneacre, to help you understand the pitfalls of a bad credit profile.

Understanding what can influence your score ensures that you can take the necessary steps to repair it if required. There are some simple steps you can take to make sure you keep a good credit profile, several of which are outlined in this handy infographic below.

 

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Here’s How You Avoid Debt on Your Credit Card

If you know that you have a lot of debt on your credit card then you will know how frustrating this can be. You will also know how hard it can be to try and pay it off before you accumulate more debt and this can put you in a very dire situation. Luckily, it is very easy for you to avoid debt and if you make the effort to follow these simple tips then you should have no problem getting on top of your debt once and for all.

Always have an Emergency Fund

So many people manage to create credit card debt because they were forced to pay an expense that they did not have the money for. They have absolutely no room for savings but if you were to have an emergency fund then this can really help you to avoid credit card debt. You can easily use the cash to pay for any emergencies that arise and this is a fantastic way for you to really stay on top of everything. Of course, if you are struggling to save then one thing that you can do is put some money away every single month. When you are able to do this, you can then accumulate a savings fund without having to struggle or manually put the money away. There are also many apps out there that you can use to try and really save on your expenses so these are well worth looking into.

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Charge What You Can Afford

You have to avoid the mistake of using one of your credit cards to buy things that you cannot afford. You can easily avoid debt by purchasing the things that you know you can afford or even things that you have the cash for. If you cannot afford to pay with cash then it is important to know that you can’t charge it to your card. If you do have to charge to your card then try and look up www.luckyloans.co.uk as this is a great way for you to find out if it is possible for you to get a lower interest rate when compared to the one that you have on your credit card.

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Avoid Balance Transfers

Don’t transfer any balances that you have on your card so that you can avoid your payment date. The main reason for this is because if you transfer one of your balances to another credit card then you have to have a good reason for this. You may want to take advantage of a lower interest rate or you may even get a cash incentive. Either way, if you don’t do this then your bank will carry on increasing in debt and this is the last thing that you need when you already have so much going on. Of course, if you want to avoid this then there are so many things that you can do, such as researching the card before you buy and even putting in the work to make sure that you are getting the best deal. http://credit-n.ru/credit-card-single-tinkoff-platinum.html