How Stories Can Prepare Children for Life

Image via Flickr  Mankind has always been obsessed with storytelling, since the most distant days of prehistory when our ancestors sat around roaring bonfires telling the tales of mythical figures and their deeds.  Nothing has changed in this regard today, and fictional entertainment is as popular as ever, whether in the form of books, or TV shows and films.  One of the areas where stories continue to have the most impact, however, is in delighting and educating our children. Fables and fairytales seem uniquely able to inspire and enlighten kids, where dry lectures would put them to sleep.  Why is that the case? Let’s take a look.   Stories exist in a world of adventure   The normal world is often reasonably boring for grownups, never mind for children who’re used to living in a world of adventure and make-believe, where heroes and villains and strange creatures lurk in every corner and great quests define the fate of the world.  Stories are able to place often mundane concepts and lessons into fantastic settings and so make them far more interesting and exciting. That, of course, means that a child is far more likely to absorb the fundamental messages.   Stories make things less frightening  Real-world concepts and their implications are often scary, or at least daunting. Trying to teach a child about the dynamics of heroes and villains by talking about contemporary terrorist atrocities is likely to give them nightmares.  When placed in a fantasy setting, however, many of these concepts stop being so frightening. They’re now removed from our day-to-day lives by a degree of separation, and there are always wise kings or bold heroes to step up and do battle when needed.   Stories can simplify complicated concepts  In day-to-day life, almost everything has layers of complexity which can be utterly baffling if we’re not prepared for them. Few adults could claim to have a good working knowledge of how the various financial institutions operate, even the activities of benign companies such as best.creditcard. So how can children be expected to unravel these arcane mysteries?  Addressing big concepts in a fantasy setting allows for these ideas to be boiled down and simplified to their core components, while also positioning them against a narrative backdrop which serves to enhance understanding, rather than diminish it.  There’s a reason why metaphors are such commonly used teaching mechanisms.  Stories stick in a child’s memory  A dry lecture about something complicated like budgeting or arithmetic is likely to interest a child about as much as watching paint dry, and will probably fly out of their head as soon as they’re free to run off and imagine themselves fighting a dragon or saving a princess.  Stories with engaging characters and plots can carry these same morals, but present them to a child in a coating of fun and adventure. This, of course, means that the child is more likely to remember the tale. Even if they’re not constantly reflecting on the lesson of the story, it’ll be working in the back of their mind. - giant storybook image

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Mankind has always been obsessed with storytelling, since the most distant days of prehistory when our ancestors sat around roaring bonfires telling the tales of mythical figures and their deeds.

Nothing has changed in this regard today, and fictional entertainment is as popular as ever, whether in the form of books, or TV shows and films.

One of the areas where stories continue to have the most impact, however, is in delighting and educating our children. Fables and fairytales seem uniquely able to inspire and enlighten kids, where dry lectures would put them to sleep.

Why is that the case? Let’s take a look.

Stories exist in a world of adventure

The normal world is often reasonably boring for grownups, never mind for children who’re used to living in a world of adventure and make-believe, where heroes and villains and strange creatures lurk in every corner and great quests define the fate of the world.

Stories are able to place often mundane concepts and lessons into fantastic settings and so make them far more interesting and exciting. That, of course, means that a child is far more likely to absorb the fundamental messages.

Stories make things less frightening

Real-world concepts and their implications are often scary, or at least daunting. Trying to teach a child about the dynamics of heroes and villains by talking about contemporary terrorist atrocities is likely to give them nightmares.

When placed in a fantasy setting, however, many of these concepts stop being so frightening. They’re now removed from our day-to-day lives by a degree of separation, and there are always wise kings or bold heroes to step up and do battle when needed.

Stories can simplify complicated concepts

In day-to-day life, almost everything has layers of complexity which can be utterly baffling if we’re not prepared for them. Few adults could claim to have a good working knowledge of how the various financial institutions operate, even the activities of benign companies such as best.creditcard. So how can children be expected to unravel these arcane mysteries?

Addressing big concepts in a fantasy setting allows for these ideas to be boiled down and simplified to their core components, while also positioning them against a narrative backdrop which serves to enhance understanding, rather than diminish it.

There’s a reason why metaphors are such commonly used teaching mechanisms.

Stories stick in a child’s memory

A dry lecture about something complicated like budgeting or arithmetic is likely to interest a child about as much as watching paint dry, and will probably fly out of their head as soon as they’re free to run off and imagine themselves fighting a dragon or saving a princess.

Stories with engaging characters and plots can carry these same morals, but present them to a child in a coating of fun and adventure. This, of course, means that the child is more likely to remember the tale. Even if they’re not constantly reflecting on the lesson of the story, it’ll be working in the back of their mind.

Teaching Your Children The Importance of Financial Self-Control

Money is an incredibly important part of life. Children don’t understand it unless you try to explain what it means and how it will affect their lives unless you start early. Many children grow up without this talk or gift of knowledge and then make bad choices in life. In the beginning to them, it will seem like fancy pieces of paper that have pictures on but somehow rule the world. It’s quite bizarre if you think about it, but the concept is such that how the world revolves has meaning and value to it. One of the best lessons you can teach your children about money is self-control. This might delve into what it means to live within your means and how patience is truly a virtue in the financial world. However, it’s the duty of every parent to give their children a healthy dose of reality and teach them the importance of discipline with money.

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Being financially independent

In the world of capitalism, you’re not truly independent until you have enough money and ways of accumulating money so that you’re not reliant on another person. Teach your children that just because you have money, doesn’t mean you should be spending it on luxuries. Gaming consoles, junk food and clothes are all unnecessary but might make them feel better. Essentially these things are short term and don’t provide them with the basics of a good living standard. Their priorities in life should be what they’ve always been for human beings. Those are, having a roof over your head, warmth and nutritious food to eat. Aside from cars, grooming habits, and following fashion trends, becoming financially independent is about responsibility and spending your hard earned money on sustaining a living standard.

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Getting yourself out of trouble

Teaching your children about responsibility regarding finances is one thing, but it’s very important to teach them not to give up. Life is complicated, and sometimes personal finances just get out of control. However, where there is a will, there is a way. Sources such as repair.credit, show how one may be able to repair their credit if it were to go down the drain. The process of repairing your credit score is going to be laborious, but with a meticulous approach, ratings can be salvaged. Speaking to financial advisors at your bank or perhaps even reaching out to the citizen’s advice in your country is a solid strategy to find the help you need. This will no doubt involve going through hardship, such as saving money, and reducing a living standard if needs be. It might involve, moving to a smaller apartment, selling a car and replacing it with public transport, and finding a second job. If you toughen them up to the realities of irresponsibility early on, they will be mindful of avoiding such pitfalls when they’re older.

Self-control goes hand in hand with liberation. Instilling a sense of action and reaction regarding finances in your children will teach them to be mindful of how they spend their money. There’s always a way of getting out of trouble and improving your credit score, but it requires discipline and consistency.

Traditional Fables And Their Money Lessons

Traditional Fables And Their Money Lessons - story book image

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There are lots of fairy tales and fables that can teach children about how they should lead their lives. Even classic Disney films are filled with lessons that children can pick up on. Most of these tales teach children how to deal with difficult decisions and social situations. But there are also some that can teach kids the importance of looking after their money. Here are just a few of them.

The Boy With The Nuts

One day, a young boy finds an open jar that is filled with lots of different nuts. He plunges his hand inside and grabs as many nuts as he possibly can. He then tries to pull his hand out of the jar but finds that it gets stuck. His hand, when filled with all the nuts, is too large to come out of the opening. A passing man sees what is happening and tells the boy that he would be able to get his hand out if he were satisfied with less.

What can kids learn from this tale? The main lesson is that it’s perfectly fine to think big, but you shouldn’t try and grab everything at once. This can apply to your financial goals. Rather than focusing on one large end goal, you should set yourself smaller, more achievable targets.

The Old Miser

Once upon a time, there lived an old miser who sells all of his possessions in exchange for one lump of gold. To keep his gold safe, he buries it in his garden. Someone who works for the old miser sees him bury the gold and then, once the miser is asleep, he goes outside and digs it up. When the man wakes the next day, he finds that his gold has gone. When he complains to his neighbor, the neighbor says he shouldn’t be so upset as he didn’t do anything useful with the gold.

The main lesson to take from this is that it’s important to put your money to good use. Otherwise, you might end up with a bad credit rating and could end up becoming financially dependent on installment loans for people with bad credit or other types of financing. Whenever you have any spare money, you need to save it in a high-interest savings account so that it grows for you.

The Inattentive Deer

One day, a deer is feeding on the coast. She is worried that a farmer will come through the field and shoot her, so she feeds with her back to the sea so that she can keep an eye on the fields. However, while she is so focused on the fields, she doesn’t notice some fishermen come from the sea and throw their net over her.

From this fable, children can learn that it is important to stay focused on all of their future investments. Don’t overcompensate on one by only taking notice of that one. Otherwise, your others might suffer!

Fables and fairy tales are a lot more than just fun stories. Most have some very important financial lesson hidden within them!

What They Don’t Teach Them In School

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Getting your children to learn the importance of money can be one of the most valuable things that they will ever be taught. Unfortunately, schools around the world still are not grasping on to the idea that the more knowledge we impart about the world of finance for when they reach their adult years, the more that children will take on board and be able to utilise it to their own advantage with the next generation. With that in mind, what are the top three things that we need to be teaching our children now, while the time is right?

Save Carefully

It’s hard to expect a child to be able to save all of the money that they receive, but there are good incentives to set for them to want to do it. Paying them for simple jobs around the house such as loading the dishwasher and sweeping the leaves from the front lawn will teach them that they have to work hard for what they receive and rewards come alongside this work. Taking care of their money for them, or at least giving them the option of you taking care of it, will see you acting like a bank. Even teaching them the value of getting loans from New Horizons or other such lenders can help them appreciate just how far money gets people. Let them see the importance of watching their money grow and learn for themselves just what they are able to purchase with it. They may even want to open their own bank account if they haven’t got one already.

Consider Your Options

Teaching your children actions to their consequences is hard when they aren’t fully aware of what options are available to them. For example, they could put their money into saving accounts, ISAs, bonds – there is a wealth of choices available to them, and most adults don’t even know a good enough amount about them to warrant a good explanation. It can be something that you can learn about together; you may find that you are stashing your money in the wrong place when you find out about what the best option for your child is. It’s all one big learning curve that doesn’t stop as you get older – you are simply just more aware of what’s available.

Make Good Choices

What’s good and what’s bad when it comes to money? Live off of your own experiences and recall them to your children. You know where you will have made some bad choices in the past, but children are best taught from your own experiences rather than you trying to explain what might happen. Think of it as taking a history lesson from somebody who has gone through the actual event – a bit far fetched, but the sentiment is still the same. Or, if you know what path you should have gone on to get yourself in a financially sound position, try and guide them along the one that you know that you should have taken. Our children may not be taught how to make financial decisions in school, but they can learn from us and what we have picked up along the way.

Teaching Your Kids To Help Their Kids Make Smart Financial Choices

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Money isn’t the most important thing in this world; family is. Nonetheless, your family can benefit greatly from making smarter financial choices. Furthermore, it’s never too early for the children to start learning. They will inevitably pick up habits from their parents and their grandparents. As Grandma or Grandpa, your job is to ensure that those influences are of a positive nature.

The only way to accomplish this challenge is to work together as parents and grandparents to ensure that the children get the very best support. Here’s what you can do as the most senior member of the clan to make it happen.

Lead By Example

You can’t possibly expect your children to become educators unless they’ve been educated themselves. Therefore, financial responsibility needs to start with you. Only then will it trickle down to your grandchildren.

At your advanced stage in life, life insurance should be one of the top items on your agenda. You can visit lifeinsuranceforseniorsover80.com for more info on the best deals and coverage around. Once this is in place, you’ll gain a huge sense of relief knowing that the family is in a better position. Frankly, that’s one of the best parting gifts you could ever leave.

More importantly, though, your commitment to the cause should encourage your children to employ better habits too. If that doesn’t result in a better financial education for the grandkids, nothing will.

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Make A Joint Investment  

Investing savings in an effective manner has become more important than ever, especially as we are living longer. With the cost of living climbing at a far too rapid rate too, building that nest egg for future years will be vital for your kids and your grandchildren. Subsequently, this is one area where you can have a telling influence on their futures.

As an older and wiser member of the family, your input can be extremely useful during this time. The best way to handle this is to be actively involved. Real estate is a particularly popular option for joint family investment. Understanding the different types of ownership, along with the other key elements, will serve all parties well.

In addition to boosting the financial futures of yourself and your children, it will have a huge impact on the grandchildren. Not only because the profits gained will have a direct influence on their lives, but because they’ll pick up important life lessons too.

Teach The Importance Of Budgeting

Even if you live a self-sufficient life, there’s no doubt that you will have encountered moments in earlier life where every penny counted. Your children probably have too, but may have forgotten those lessons now that their troubles in the past. But guess what, those difficult moments are still to come for your grandkids.

With this in mind, cutting unnecessary overspend is something the whole family should be involved in. Whether it’s using coupons for cheap groceries or tailoring broadband packages isn’t overly important. Reducing waste removes financial strain and leaves more capital for life and investments.

Embracing those improved habits is one of the greatest life lessons that you’ll ever impart on both generations. Do not underestimate it for a second.

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Encourage An Appreciation For Hard Work

No two families are identical, especially with regards to financial standing. Whether you’re rich, poor, or somewhere in between will have a major impact on many factors. Regardless of your unique situation, though, gaining an appreciation for the value of money is important for all.

Helping your child help their children to achieve this is best done through making kids work for their money. Of course, young kids shouldn’t be made to do some overly strenuous work. Still, using chores and other tools to promote the feelings of satisfaction gained from working is beneficial. And it will go a long way to aiding them through later life.

In truth, this financial astuteness also encourages an improvement to general personality too. For this reason alone, it’s one of the most important tips you could ever apply.

Be Prepared For The Worst

It’s one thing to get yourself in a comfortable situation for the moment. But what would happen if an unexpected issue occurred? As a wise head, you’d probably be ready to roll with the punches. How about the kids and grandkids, though?

If the answer isn’t an emphatically positive one, a change needs to be made. Workplace injuries, car accidents, and other issues could change a life in a heartbeat. Those impacts aren’t limited to health either and will cause financial problems. Learn about the available legal help at munley.com to help keep the whole family protected. Even if there isn’t a problem yet, knowing how to deal with those situations will remove a huge sense of fear.

Home security and similar preventative measures should also be on the agenda.In an ideal world, they’d never need to use those facilities anyway. Nonetheless, it’s imperative that your kids are aware of them. In turn, they can ensure that their children don’t enter adult life ignoring those factors too.

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Avoiding Temptations

Perhaps the most valuable lesson to teach your family is to stop rushing in to make luxury purchases. Let’s face it; clever advertisers are fantastic at encouraging us to spend money that we don’t have on things we don’t need. While life is to be enjoyed, putting ourselves under long-term stress is not an option.

Therefore, teaching the importance of organization and prioritizing is pivotal. Mortgages, debt repayments, and bills should always take precedence over personal treats. Even if your grandchildren are young, teaching them this at an early age is advised. After all, financial responsibility is a key life element that schools fail to acknowledge.

Once again, the only way to achieve greatness is to work together as a family. If you are repeating the same values that their parents are teaching, the grandkids will soon take note. A brighter financial future for the entire family awaits.