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Are you one of the 7 million UK homeowners whose home needs repairs?

If you’ve been dragging your feet when it comes round to doing those home repairs – for whatever reason – you’re not alone.

Secured homeowner loans provider Ocean Finance recently did some research and found that 7 million homeowners in the UK admit their home is in need of some repairs, but haven’t got round to doing anything about it.

The biggest reason to delay home repairs is money. More than half (54%) of the people we asked can’t afford to pay for the necessary work. That means they run the risk of their home falling into further disrepair while they struggle to get the money together.

However, some people just haven’t got round to it (40%) or they need to find somebody else they trust to do the work for them (24%).

The most common repairs people needed were:

  • Repairs to fences and boundaries (32%)
  • Painting the outside of the house (30%)
  • Painting/repairing exterior windows (27%)
  • Sorting out damp or mould (26%)
  • Replastering certain areas (26%)
  • Cleaning or repairing blocked gutters (26%)
  • Sorting out an overgrown garden (23%)

Some of these may sound like small, aesthetic problems, but some of them could become very costly to fix if left for a long time. It could even be dangerous to leave some home repairs untouched. If you’re not sure about certain repair jobs, it’s worth asking a qualified expert their opinion.

And, it’s worth keeping up with your home repairs as Ian Williams from Ocean Finance said: “Keeping on top of maintenance around the home is vital to protect the value of your property.”

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