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Taking Care Of Your Vision With The Right Insurance

There are few things more precious in this world than being able to see. If you wear glasses, or you use contact lenses, you may have been offered vision insurance or benefits as part of your employment package. While vision insurance may seem like a perk worth having, there are potential drawbacks. As the infographic below shows, not all insurance policies represent the best value for money.

If you’re an employee, and you wear glasses or contact lenses, you’ll probably be thrilled that vision insurance is part of your employee benefits. The trouble is that policies that are offered to employers often make it difficult for employees to source affordable glasses. This is largely due to the fact that insurers provide access to in-network stores, which are often more expensive than out of network providers. If you shop online, for example, you could save up to 50% on prices for similar or superior products. The range of free frames and lenses may also be limited, and therefore, unsuitable for individuals who need better quality glasses due to their prescription. There is also a risk of losing out on benefits if you don’t use them before a specified deadline. 

For those who do have vision insurance as part of their employee package, it’s advisable to set a reminder to make sure you use your benefits and to consider the option of buying out of network to save money and access a wider range of products and services. Employers may also wish to think about switching flexible benefits to Health Savings Accounts. This prevents business owners from paying for benefits that will expire. 


Infographic Created By Eyeglasses.com