You Probably Have More Money Than You Think

Most of us would like to have more money in our bank accounts. It does, after all, make life a lot easier. Alas, for most of us, the relationship we have with our bank balance is more related to how little of it we have. However, it’s always worth remembering that you may have more money than you think — most people do! In this blog, we’re going to look at some of the most common money sources that people overlook. You might not be able to call upon all of them, but there’ll likely be one or two that’s relevant to you. And that could just result in improved finances.

You Probably Have More Money Than You Think - key in a door image
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Cut Out Spending

First thing’s first — you probably have more money than you think, all because you’re spending it on things that really aren’t necessary. If you were to take a look at your finances, then you may see that your weekly coffee or lunch expenses are far too much. Once you’ve made that assessment, you can work on curbing your spending. Your bank balance might be much, much better within a few weeks, all because you curbed your spending a little.

Ask for a Raise

Many people think that the amount of money they get paid by their company is a natural force, and thus there’s nothing they can do to influence the amount. But this isn’t the case. Not only is it possible to ask for a raise, but you should ask for a raise. The secret among bosses is that many of them are happy to give raises because they know that it’s much more expensive to hire someone new if the employee leaves. There is a right and wrong way to go about it, however, so make sure that you’re on the right side of the line.

Renting Out a Room

Owning a home can be deeply enjoyable, sure, but there’s no avoiding the fact that it can be expensive. And in some cases, extremely expensive. One way to claim back some money from your property is to look at renting out a room. All you’ll need to do is make the room presentable, make sure you can legally rent it out, and then go through the process of finding a tenant. If you live somewhere popular, then you might find that you can earn a sizable income. Of course, it’ll be much better if you enjoy living with other people!

Liquidate Your Assets

It could be that you’re asset-rich but cash-poor. While that can be OK on a small-term basis, eventually, it can cause problems. If your money is tied up in assets, then look at liquidating them. For example, let’s say you have a business, but you need access to cash. There are websites where you can learn everything that’s involved in selling a business. Once you have that information, you can get to work on getting the best possible price — and seriously boosting your bank balance. 

What’s Rightfully Yours 

It can be annoying to have to face financial issues. But it’s outright problematic if you’re facing financial issues even when you should have money in the bank. There are many instances when people end up paying bills that other people should foot. For example, if you’ve been in an incident on the roads, and it wasn’t your fault, then you should be the one paying the medical and automobile repair fees. The person who was responsible should. When you look into it, you’ll probably find that there are a few cases where you’re paying for something that you shouldn’t. It might not be as dramatic as a car accident, either — it could be that you’re paying a bill that a friend or family member should pay.

Taxes and Credits

Another area where people often leave money on the side is when it comes to taxes and credits. Depending on your situation, you may be eligible for money from the government, or there might be ways in which you can reduce your tax bill. In many cases, you might have to dig a little deeper to learn what they are since they don’t always advertise the money that people are owed. If you’re coming into a lot of money, then it can be a good idea to hire a tax lawyer — their words of advice might just save you huge sums of cash.

Old Items

It’s also possible that you have money wrapped up in your belongings. If you’ve lived in the same house for a long time, then it’s possible that you’ve got plenty of valuable items located around your property. They say that Americans have thousands of dollars worth of junk lying around their houses! If you’re no longer using those items, then why not list them for sale? You weren’t using them anyway, and you might just find that you can add a month’s salary to your bank account. Plus, in decluttering your home, you will be making your home nicer and might just boost your home’s real estate value.

Old Accounts 

Finally, let’s think about any old accounts that you might have. As you go through life, you’ll likely find that you have money dotted around in various places, but if you stop using those accounts, then you might forget that you have extra money lying around. It’s particularly a good idea to check any old digital accounts — might you have some money in a PayPal account, for instance? We’re not saying that you’ll find large amounts of cash, but you might just find some money — and since you didn’t know that it was there, you’ll probably be pretty happy with whatever amount it is!


Money is one of those things that always feels a little out of reach. But as we’ve seen, it’s sometimes possible that we have more of it than we think. We just need to look for it and take steps to release that money. Take the tips above, and you’ll have done just that. 

I Bet You Didn’t Know How Easy It Is To Add $10,000 To The Value Of Your Home

There are all sorts of things that can decrease the value of your home. Just having an overflowing bin outside can drop its value by more than 10 percent. Litter in the street outside your home can cause its value to fall more than 12 percent.

Making your neighborhood clean is certainly one way to increase the value of your home. But is there anything else you can do. Here we’re going to look at all the ways you can boost the value of your home by $10,000. Let’s take a look.




Ugly lino and badly fitted laminate are a big turn off fo buyers. It’s yet another job that they’ll have to do once they move in. And it can cause the value of your home to plummet considerably. An HSBC study found that the price of a house can increase dramatically once new carpets are installed. According to their data, house prices rise by an average of $2,500 if carpets are new. To save money on a new installation, homeowners might want to install them themselves. You may also be able to achieve the same effect by getting your carpets deep cleaned. Having a carpet in a fit state is an excellent way to woo buyers and get them interested in your property.

Turn Your Home Into A Showroom

According to Homesmart Real Estate, it’s important to market your home effectively. One of the ways that you can do this is to transform it into a showroom. Creating a showroom is actually relatively easy. All you have to do is to fill a room with as few objects as possible and put neutral colors on the wall. A picture here, a sofa there – it all adds up to make the house look a lot more presentable.

The idea isn’t to put your own personality on the property, but to give buyers key pointers that suggest a direction in which they could take the room. A few candles in the bathroom or a fruit bowl in the kitchen helps to make the home more tabula rasa. Just decluttering and using a few well-placed objects can dramatically increase the value of your home. It also helps reduce the amount by which buyers attempt to undercut your offer.

Pull Out Your Dirty Toilet



Besides the kitchen, buyers consider the bathroom to be the most important room in the house. A recent survey by a letting agency found that a dirty bathroom was the biggest issue for new buyers. So what can sellers do?

The first thing to do is grab your bleach and rubber gloves and get scrubbing. Cleaning up the bathroom is essential if you want to impress the people who come to look around your house. Don’t just focus on the toilet and the sink. Make sure you scrub the grouting around your shower and bath tub too. Black, moldy grouting is a big no-no.

You may also want to update out-of-date features like soap holders, faucets, and towel rails.