Injured and Out Of Work – How To Keep Making Money

personal injury image

Image Source

Being employed and getting injured will generally make you liable for sick pay. But what if you’re unemployed and injured – where do you go from there? For most of us this is a nightmare scenario. Sure, there are unemployed people out there who will reap the system after spraining an ankle. But for most of us this isn’t the case – we want to work and an injury can be massive setback, preventing travelling to interviews and doing any trial shifts. That said, all is not lost. If you need to make money, here are the ways you can do it.

Work from home

There are a surprising amount of jobs out there that that you can do from a laptop or phone from the comfort of your own home. The more well-paid jobs – writing jobs, web design, accountancy and sales – may require qualifications or experience. But there are other money-making methods out there that don’t such as answering surveys.

Interviews may not be needed, although can be conducted over the phone or Skype if necessary. It is important to tell your employer that you are injured, even if working from home. Many employers may respect your work ethic enough that it could serve as a bonus in the hiring process.

Sell items online  

Although you may not be able to go out to the shops and flog items, you can still do it online. Being housebound may in fact be
the perfect opportunity, giving you the chance to assess your belongings and declutter what isn’t needed. You can pay for people to pick up items and also get packaging sent directly to your door, so that you don’t have to go out to the shops and get it. People have made livings buying and selling things online. You will need to declare tax if it becomes a regular income, but it can still be worthy venture if you’re going to be out of action for a while.

Make an insurance claim

Some people will sue for anything. Others will never make a claim for an injury, even if they are perfectly in their right to. Consider how you got your injury – could it have been prevented if health and safety regulations had been put into practice. Personal injury claims could be worth pursuing if somebody else was responsible for your injury. Don’t be too proud and let others get away with putting you out of work.

Look into benefits

If the extent of your injury if so severe and you cannot physically work (even from home), contact the Department for Work & Pensions and they may be able to give you some worker’s benefits. If you’re particularly sick or have just gone through a serious operation, this could be worth pursuing as a temporary relief. Just remember that this will have to be your sole income – no extra job from home on the side!


>The Importance of Multiple Streams of Income

>Multiple streams of incomeFinancial SuccessPosted by Daniel Britton Sat, April 04, 2009 17:07:41
Have you ever considered that many of the world’s most successful people invest thousands of pounds, dollars or equivalent, plus countless hours on personal development and education? Did the success precede the investment or did the investment precede the success?
America’s foremost business philosopher, Jim Rohn advises that we should spend more time on developing ourselves than we do on developing our business or career.

The traditional model of studying hard in school, specialising and following a career has been espoused and followed, largely without question for the past few generations. As children we may have had dreams of being astronauts, sports stars, singers, artists and the like, yet we are persuaded to discount these dreams and talents as foolish childish fantasies and encouraged down the well trodden paths of conforming and security. But where do these paths actually lead? The promised land of milk and honey? I don’t think so, certainly not in the majority of cases and certainly not in these most uncertain of times.

We are encouraged by parents, teachers and other well meaning influences to stay in school and get the best education we can. This system serves to filter us into colleges, universities and hopefully well paid careers. We then earn, spend, earn a bit more and spend a bit more. After all, don’t we deserve a few of life’s luxuries? All that study, the long hours, hard work and delayed gratification? So that new notebook computer or widescreen TV is more a reward than an indulgence, more a necessity than a luxury. So too cars, we want the best we can afford, it’s more cost effective is it not to finance a new model rather than risk the associated repair costs or an older one. So it begins the earn-spend-borrow-repay lifestyle cycle which has ensnared so many of us in the western world.

Teaching children about money is an important topic and it is never to early to start.
Robert Allen, best-selling author, likens the lifestyle cycle in which many of us are trapped to walking up a downwards escalator. You have to keep walking just to keep still and if you should ever stop, the moving staircase will take you right back to where you started, i.e. the bottom. Or even worse, the basement.

I apologise for painting a bleak picture but maybe we all need a little reality check now and again. But what is the answer, how can we get ahead, switch off the escalator or ultimately turn it in our direction?

In the short term the answer is to spend less than you earn not very exciting but this alone will ensure that every two steps will result in only one step down. By frugally saving and investing relatively small amounts on a regular basis many people have achieved financial freedom and reached the top of their personal escalators.

Spend less and save more – it’s hardly going to get your pulse racing and have you tearing down to the bank to open a savings account especially with interest rates hovering around zero. But it’s a start, an intention, the beginning of a good habit.

To turn the tide in your favour you really need to think about generating additional or multiple streams of income. Think about it, how would you like to generate a steady, regular stream of money coming into your account every week? Not from an extra job or additional hours but simple proven systems that with a little initial effort will add up to a major impact on your life for now and the future. So are y9ou with me, are you excited by the potential here? Imagine a financially free future where you choose to work only when and where and crucially doing what you want to do. Maybe a chance to rediscover the childish fantasies or spend your time in the service of others or for a greater good. After all without the wasted energy and time of negotiating the downward moving staircase you are free to focus on the other goals and areas of your life.

So how then do we reach this desired state, this nirvana?
JD Rockefeller was quoted as saying “I have ways of making money that you know nothing of”.
Earlier I mentioned bestselling author, Robert Allen – his outstanding book ‘Multiple Streams of Income’ explains 12 simple proven methods to begin to turn the tide and the escalator in your favour. Without doubt it is one of the most impactful books I have read in the past decade and cannot recommend it highly enough.
Robert Allen is giving away a host of free reports and a selection of FREE books click here