10 New Year’s Financial Resolutions for 2019

Roughly 45% of Americans make New Year’s resolutions each January, according to research from the University of Scranton. We are, it seems, taken by the spirit that led Benjamin Franklin to advise: “Be always at war with your vices, at peace with your neighbors, and let each New Year find you a better man.”

We all have our fair share of vices and room for improvement, especially when it comes to money habits. So it’s unsurprising that financially-themed resolutions are among the most popular made each new year. But the fact that less than 10% of resolution-makers achieve their goals is not a good sign for hopes of improved money management.

Don’t be discouraged, though. WalletHub has your back. They have put together a list of the top financial New Year’s resolutions to make for 2019, plus a playbook for making them a reality.

10 New Year’s Financial Resolutions for 2019:

  1. Sign up for credit monitoring
  2. Pay bills right after getting your paycheck
  3. Repay 20% of your credit card debt
  4. Use different credit cards for everyday purchases & debt
  5. Add one month’s pay to your emergency fund
  6. Improve your credit score by 20 points
  7. Get an A in WalletLiteracy
  8. Focus on your physical health
  9. Make a realistic budget & stick to it
  10. Look for a better job

To learn more about each of WalletHub’s financial resolutions for 2019, including why they’re good for your wallet and how to accomplish them, click the link above. You can also get more insights from their Q&A with a panel of experts in the fields of finance and psychology about making and keeping New Year’s resolutions.

Plus if you want to get on top of your finances in 2019 and beyond, check out our free webinar on Sunday 30th December

financial new year's resolutions - 10 resolutions you can make to improve your money

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