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Teens: What You Need To Know About Flying The Nest

September 1st, 2017 Posted in learning about money, teaching students about money
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As you approach the end of high school, you’re probably looking toward college with a heady mix of fear, apprehension and outright excitement. This is your time as a young adult – too old for babyish curfews and rules, too young to be totally independent from the bank of mom and dad. It’s your time to strike out and live the way you’ve always wanted to live; away from home, from rules, from regulations and from being under the watchful parental eye. The question you have to ask yourself is whether you are ready. Are you ready to make that leap and be in charge of yourself?

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You’re probably answering yes, saying it loud and proud and demanding the number for the moving companies you will call to help you gather ye rosebuds and sow them elsewhere! But wait – there are some things you’re going to need to know before you take that step. College may be ‘moving away’ but you’ll be back for holidays, and if you want to be truly independent you have to look within yourself and decide whether you really are ready.

Self-Help Skills. Before you move away from home to go to college, there are going to be a few skills you need to have under your belt. Ideally, your mom and dad instilled in you from a young age some tricks and tips in looking after yourself, namely being able to do your own laundry, cook something more than Ramen on toast and how to pay your own bills. If the idea that you have to do any of this stuff is concerning to you, then you’re not ready to make that leap. You need to learn how to plan ahead with your money so you can balance a grocery bill, your utilities, rent and even have cash left for socialising. You don’t want to have to call up your parents every week because you blew your cash – so be smart.

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Values. As a teenager, you’re going to come under all kinds of pressure from people around you. Drugs, alcohol, cigarettes and any number of taboo items that you would have had many lessons on saying no to. Upholding your values as a person is a key part of your developing maturity. Aim to fit what you want from yourself, rather than fit in with the crowds and be a sheep. You don’t have to follow the crowd for a good time. Have some self-assurance and if you feel like your own morals are in question, it’s a pretty accurate reason to stay confident in your beliefs and just say no.

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Your parents are equally as nervous about you moving out of their home. They’ve cared for you and provided for you your whole life, all they want is what is best for you. Know that even if you’re living halfway across the country, they’ll always be there for you as a confidant, as someone to lean on and as a back-up just in case. Rely on them but trust yourself. Moving is a big step, but it doesn’t have to be a scary one.

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Is It Affordable To Move Abroad?

May 10th, 2017 Posted in learning about money
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At some point in our lives, we will move home. It might be that we move out of our parents home, sometimes the childhood home, into a new place of our own. It might be that our family grows large and we need to move from a smaller property into a larger one. There are almost no end to the reasons that people choose to move homes. Whether it be for financial gain or a better standard of living, people do move homes for plenty of reasons. These could be good reasons, or they could be bad reasons – but there are plenty for moving!

One of the reasons that people choose to move home is to experience new horizons. Now this could be a move from a new city from a smaller one, or a move from a big city to a smaller town! It could also mean moving abroad. Wait. Can you actually move abroad? Yes! Of course, you can. Is it affordable? Well – that is a separate question entirely. It depends on how smart you are in regards to the moving situation. Handling things poorly during a move abroad can stump up the cost – and if you don’t understand the language or laws – then your move could be disastrous.
Moving abroad means wonders for the sense of adventure that we all have, but that doesn’t mean we should rush into things. Time is valuable, but if you save time and cut corners planning the move abroad, it could impact more than just your bank balance. If you can establish a half-year buffer between now and your move, you should do so. Rushing into deals and arrangements can have a huge impact. What’s more, you can find better financial deals on homes, rentals, flights and other things by making arrangements well in advance of your move.

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Home prices will vary region from region, and laws will too. Purchasing a house and agreeing to a mortgage could be disastrous. Try and rent for a few months first and see if the move agrees with you. If it does, work out how home-buying works in your new country of residence and buy your home! Make sure it is affordable though. If you are simply living abroad on a temporary basis, then renting is a superb way of saving costs and commitments. Of course, you need to do a lot of work as well. You need to bring your belongings and family over. Try not to bring everything, as this will be costly and stressful to you and if you can sell stuff to raise funds, even better! If you do need to bring stuff over – consider international removals services that can help move your possessions to your new home.

Moving abroad whether it be a temporary move or a permanent one will always be stressful. It is moving to a new world! Is it affordable? Yes – but it will almost always be more costly than simply owning a home in your current country due to initial costs. It isn’t impossible, though.

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