The Last Gold Coin wins Children’s Book Award

The Last Gold Coin wins a Pinnacle Achievement AwardWe were delighted to hear that The Financial Fairy Tales: The Last Gold Coin has received a Pinnacle Book Award in the category of children’s interest.

The Last Gold Coin tells the story of a prince who inherits a once prosperous kingdom now in ruins. How did the people react once the gold ran out and who did they turn to for help? How does an act of kindness repay itself and what is the magic of the last gold coin?

Designed to teach children important messages around charity, saving and even compound interest – The Last Gold Coin is a fun and inspirational read for children up to the age of 12

Helping your child with the aural tests in music exams

Most parents know that when their children take a music exam, they have to play three pieces, or sing three songs, that scales and arpeggios are required and that sight-reading an easy piece they have not seen before is involved.

The part of the exam that often remains something of a mystery to parents who have not taken music exams themselves is the aural tests. Unfortunately this is a part of the exam that usually worries the candidates, since they often feel a lack of confidence in giving correct answers. It is also an aspect of music tuition that is, understandably, often given a lower priority by teachers than the pieces – after all the student has lessons because they want to learn to play or sing.

Parents, of course, want to give all the support they can to ensure that their child has the best chance of doing well in music exams but until recently they have been unable to help. Now that E-MusicMaestro has developed Aural Test Training, children can go online not just to practise doing aural tests, but to actually learn how to answer them successfully.

E-MusicMaestro Aural Test Training supplements the work of instrumental and singing teachers and it is especially relevant for students who are taking ABRSM exams in playing an instrument or singing. The resource offers a free Aural Test Practice section, with the option of subscribing for a small monthly fee to an extensive Aural Test Training programme.

The Grades 1 – 5 Aural Test Training programme has hundreds of examples that appear in random order for each test selected at each grade. New examples are presented until they have all been attempted, then the ones that the student got wrong are offered again automatically. The programme also has easy to understand analytics, showing the student which examples they got right and which tests still need more practice. The analytics also allow parents to log in and find out how their child is doing and to check how often they are practising.

One subscription of £2.99 per month gives access to all the Grades 1 – 5 tests so, for no extra cost, the student can begin a grade or two lower than the one they are taking in the exam, then move up the grades when they are achieving success. The subscription may be cancelled any time after the first payment, with no further obligation. Free practice tests for Grades 6 – 8 are planned for later this year.

In an independent review, the Music Teacher magazine (pub. Rhinegold) rates  E-MusicMaestro as ‘a five-star operation’, describing Aural Test Training as  ‘a real lifeline for students … exceptionally good value’.

http://www.e-musicmaestro.com/auraltests

3 Money Lessons for Your Teen

Teaching children budgeting is like riding a bike. You gradually show them how to do it and once they learn it, they are on their own without your support. After that, they will never forget how to ride a bike. After all, you do want your child to have a great annual credit report to present whenever required. So, given below are a few approaches you may adopt to make your budgeting lessons more effective for your child:

1. Give Your Teen A Debit Card – Start with a debit card and gradually progress to credit cards. He will have a limited amount that he can use and has to manage in it. Giving your teenaged child a debit card will teach him to budget his expenses. When you receive the statement, sit with him and review it. Discuss what was essential and what expense could have been avoided. He will soon learn the art of budgeting.

2. Add Him As An Authorized User To Your Credit Card – After he learns how to budget his debit card and has managed his account successfully without any overdraft fees, you can take your finance lessons to the next step. Add your teen child as an authorized user to your credit card. There are two benefits to this. The first is that he will have a credit history and the second benefit is that he will learn the intricacies of managing a credit card.

Explain the details of credit, with an explanation of interest rates, APR, how to repay his bills and how he can find out errors in credit card bills. Teach him to consider all these factors when he makes purchases. This is also the right time to give him lessons on credit report and credit score and how credit card bills affect them. Explain how a low credit score can make him pay high interest rates when he will want to take a car loan for his car purchase later on in life among other things.

3. Let Him Prove That He Is Financially Responsible – Now that he has a steady income and has proven that he can manage his expenses, it is time to set him free. Let him get his individual credit card and start building a credit history. You have taught him well and it is now time for him to prove that he is financially responsible.

Credit lessons begin early in life. You can teach your child how to manage in a limited budget and then supervise them. They are going to need these lessons in future.

Making Finance Fun in Primary Schools

Here is an article recently published in Primary Teacher Update exploring how primary teachers can teach younger children about money.

Please share with your colleagues and feel free to leave your comments below:

Financial Fun in Primary Schools

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